Due to the high levels of casteism in India, many paypal account holders are subjected to impersonation frauds by large corporates who are exporters, earning foreign exchange. The honest hardworking paypal account holders who are not well connected are particularly targetted for the impersonation fraud by the indian intelligence and security agencies, who are on the payroll of large corporates allegedly google, tata as these companies can stoop to the lowest levels for acquiring talent and technology cheaply.
Banking transaction are monitored very closely by large IT exporters and internet companies and victims are selected for identity theft.
So many people who wish to avoid harassment, impersonation fraud are using money transfer companies like western union to avoid the rampant impersonation frauds and associated human rights abuses in the indian internet sector